$2,999,000

164-168 28th Street is three units on one lot in the heart of Noe Valley: a two-unit building at the street and a detached house set behind it. All three are move-in ready, with significant capital improvements completed over the past three years. 168, the rear house, is a freestanding three-bedroom, two-bath home with its own private entrance. Ideal for an owner-occupier, or rentable at $10,000+ per month. A wide, sun-filled courtyard sits at the front of the house, finished in large-format stone pavers and framed by fresh landscaping. Bamboo and bird of paradise soften the perimeter, with raised steel and cedar planters and a lattice screen for privacy on all sides. French doors open directly from the living room, making the courtyard a natural extension of the main level. Inside, an uninterrupted living and dining space runs in wide-plank white oak with crown molding and recessed lighting. A built-in wine refrigerator and beverage station tucks into the transition between the two. Off the living room, a full bath brings spa-like calm in soft porcelain and warm brass, with a walk-in shower, floating oak vanity, and a stacked GE washer and dryer alongside. The remodeled kitchen carries the same palette forward: white shaker cabinetry with matte black hardware, waterfall-edge quartz counters, and a full slab backsplash. Professional stainless appliances include a Viking range and hood, a Liebherr refrigerator and a Bosch dishwasher. Under-cabinet and cove lighting wash the counters, and twin pendants mark the peninsula, which offers prep space and casual seating. A door off the kitchen opens to a private side area, convenient for grilling. A stairway with a modern cable rail leads to three well-proportioned bedrooms, two large enough for a king. The second full bath is bright and softly detailed in white tile and warm brass, with a rain shower over a soaking tub and a natural oak vanity. At the street, 164 and 166 are each two bedrooms and one bath, both remodeled in the past few years. The upper unit is rented at $3,498; the lower is projected at $5,000. The two share laundry, and there is one parking space. Capital improvements in the past few years include foundation work on the front building, new roofs on both buildings, fresh exterior paint on both buildings, three new water heaters, and more.